MAPLight.org

	Topic	Supporters	Opponents	Bill number	Author
	Credit Cardholders' Bill of Rights Act of 2008	3	8	H.R. 5244 (110th)	Maloney
To amend the Truth in Lending Act to establish fair and transparent practices relating to the extension of credit under an open end consumer credit plan, and for other purposes.
	Emergency Home Ownership and Mortgage Equity Protection Act of 2007	3	3	H.R. 3609 (110th)	Miller
To amend title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes.
	Industrial Bank Holding Company Act of 2007	4	1	H.R. 698 (110th)	Gillmor
To amend the Federal Deposit Insurance Act to establish industrial bank holding company regulation, and for other purposes.
	To amend the Truth in Lending Act to reform consumer mortgage practices and provide accountability for such practices, to establ	4	1	H.R. 3915 (110th)	Miller
To amend the Truth in Lending Act to reform consumer mortgage practices and provide accountability for such practices, to establish licensing and registration requirements for residential mortgage originators, to provide certain minimum standards for consumer mortgage loans, and for other purposes.
	Consumer Overdraft Protection Fair Practices Act	3	1	H.R. 946 (110th)	Maloney
To extend the protections of the Truth in Lending Act to overdraft protection programs and services provided by depository institutions, to require customer consent before a depository institution may initiate overdraft protection services and fees, to enhance the information made available to consumers relating to overdraft protection services and fees, to prohibit systematic manipulation in the posting of checks and other debits to a depository account for the purpose of generating overdraft protection fees, and for other purposes.
	Credit Union Regulatory Improvements Act of 2007	1	2	H.R. 1537 (110th)	Kanjorski
To modernize credit union net worth standards, advance credit union efforts to promote economic growth, and modify credit union regulatory standards and reduce burdens, and for other purposes.
	Small Business Investment Expansion Act of 2007	2	1	H.R. 3567 (110th)	Altmire
To amend the Small Business Investment Act of 1958 to expand opportunities for investments in small businesses, and for other purposes.
	Credit Union Small Business Lending Act	1	1	H.R. 1849 (110th)	Velázquez
To amend the Federal Credit Union Act and the Small Business Act to improve small business lending, improve cooperation between the National Credit Union Administration and the Small Business Administration, and for other purposes.
	Community Choice in Real Estate Act	3	0	H.R. 111 (110th)	Kanjorski
To amend the Bank Holding Company Act of 1956 and the Revised Statutes of the United States to prohibit financial holding companies and national banks from engaging, directly or indirectly, in real estate brokerage or real estate management activities, and for other purposes.
	FHA Multifamily Loan Limit Adjustment Act of 2007	2	0	H.R. 127 (110th)	Frank
To amend the National Housing Act to increase the mortgage amount limits applicable to FHA mortgage insurance for multifamily housing located in high-cost areas.
	Depository Institution Community Development Investments Enhancement Act	8	0	H.R. 1066 (110th)	Frank
To increase community development investments by depository institutions, and for other purposes.
	Money Market Fund Parity Act of 2007	1	0	H.R. 1171 (110th)	Meeks
To direct the Securities and Exchange Commission to revise rules to provide for the comparable treatment and expanded use of qualified money market funds for broker-dealer financing.
	Credit Card Repayment Act of 2007	2	0	H.R. 1510 (110th)	Price
To require enhanced disclosure to consumers regarding the consequences of making only minimum required payments in the repayment of credit card debt, and for other purposes.
	Federal Housing Enterprise Regulatory Reform Act of 2005	0	1	S. 190 (109th)	Hagel
A bill to address the regulation of secondary mortgage market enterprises, and for other purposes.
	Preservation of Federalism in Banking Act	3	0	H.R. 1996 (110th)	Gutiérrez
To clarify the applicability of State law to national banks and Federal savings associations, and for other purposes.
	Communities First Act	1	0	H.R. 1869 (110th)	Velázquez
To enhance the ability of community banks to foster economic growth and serve their communities, boost small businesses, increase individual savings, and for other purposes.
	Financial Privacy Notice Relief Act of 2007	1	0	H.R. 1967 (110th)	Roskam
To amend the Gramm-Leach-Bliley Act to provide an exception from the continuing requirement for annual privacy notices for financial institutions which do not share personal information with affiliates, and for other purposes.
	Industrial Bank Holding Company Act of 2007	1	0	S. 1356 (110th)	Brown
A bill to amend the Federal Deposit Insurance Act to establish industrial bank holding company regulation, and for other purposes.
	Microloan Amendments and Modernization Act	1	0	H.R. 3020 (110th)	Chabot
To amend the Small Business Act to improve the Microloan program, and for other purposes.
	To include all banking agencies within the existing regulatory authority under the Federal Trade Commission Act with respect to	1	0	H.R. 3526 (110th)	Frank
To include all banking agencies within the existing regulatory authority under the Federal Trade Commission Act with respect to depository institutions, and for other purposes.
	Escrow, Appraisal, and Mortgage Servicing Improvements Act	3	0	H.R. 3837 (110th)	Kanjorski
To require escrows for certain mortgage loans, to improve mortgage servicing, to promote sustainable homeownership opportunities, to enhance appraisal quality and standards, to better appraisal oversight, to mitigate appraiser pressure, and for other purposes.
	Emergency Mortgage Loan Modification Act of 2008	0	2	H.R. 5579 (110th)	Castle
To remove an impediment to troubled debt restructuring on the part of holders of residential mortgage loans, and for other purposes.
	Community Reinvestment Modernization Act of 2007			H.R. 1289 (110th)	Johnson
To enhance the availability of capital and credit for all citizens and communities, to ensure that community reinvestment keeps pace as banks, securities firms, and other financial service providers become affiliates as a result of the enactment of the Gramm-Leach-Bliley Act, and for other purposes.
	CTR Modernization Act			H.R. 1447 (110th)	Jones
To amend sections 5313 and 5318 of title 31, United States Code, to reform certain requirements for reporting cash transactions, and for other purposes.
	Regulatory Relief and Fairness Act			H.R. 1550 (110th)	Jones
To reduce the reporting and certification burdens for certain financial institutions of sections 302 and 404 of the Sarbanes-Oxley Act of 2002.
	To amend the Internal Revenue Code of 1986 to allow bonds guaranteed by the Federal home loan banks to be treated as tax exempt			H.R. 2091 (110th)	Levin
To amend the Internal Revenue Code of 1986 to allow bonds guaranteed by the Federal home loan banks to be treated as tax exempt bonds.
	Freedom to Bank Act			H.R. 2096 (110th)	Paul
To sunset Federal laws and regulations which treat the American people like children by denying them the opportunity to make their own decision regarding control of their bank accounts and what type of information they wish to receive from their banks, and for other purposes.
	To temporarily increase the portfolio caps applicable to Freddie Mac and Fannie Mae, to provide the necessary financing to curb			H.R. 3838 (110th)	Frank
To temporarily increase the portfolio caps applicable to Freddie Mac and Fannie Mae, to provide the necessary financing to curb foreclosures by facilitating the refinancing of at-risk subprime borrowers into safe, affordable loans, and for other purposes.
	Preserving and Expanding Minority Depository Institutions Act			H.R. 4043 (110th)	Watt
To amend the Financial Institutions Reform, Recovery, and Enforcement Act of 1989 to preserve and expand minority depository institutions, and for other purposes.

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